How do I apply to accept credit card?

Farmigo Basics > Payment Methods > Credit / Debit Cards

How do I apply to accept credit cards?

To accept credit/debit cards through Farmigo, you need a Merchant Services Provider AND an Authorize.net gateway account. You may use any merchant provider/processor you would like as long as they are compatible with Authorize.net. To research different merchant providers, click here. We recommend using PowerPay as we have negotiated great rates with them.

Below, learn more about:

Cost of Accepting Credit/Debit Cards

The cost of accepting credit/debit card payments via Farmigo will vary depending on which Merchant Provider you select. As an example, we have listed below the fees that PowerPay charges as a Merchant Provider in order for you to accept Visa and Mastercard in the United States. You will also need to pay the fees outlined below for the Authorize.net gateway in addition to fees paid to the Merchant Provider.

	PowerPay	Authorize.net
Transaction Fees	2.09% + $0.25	$0.05
Monthly Service Fee	$10	$10
Customer Information Manager Monthly Fee (CIM is used if you would like to accept automatic payments such as Installment Plans or Debit on Delivery)	-	$20
Setup Fee This fee is WAIVED by PowerPay if you set up an account with them	-	$99

*First 250 transactions per month are free with Authorize.net

Checklist for Setting Up Credit/Debit Card Payment

Step 1:
Apply for Merchant Services Provider Account

Our Recommended Merchant Provider: PowerPay
We have done our research and have negotiated rates with PowerPay. We recommend using them as they have some of the lowest rates and provide quality customer service. Click the button to the right for the PowerPay application.

You may open an account with any Merchant Provider that also works with the Authorize.net gateway.

Step 2:
Ask Merchant to set up Authorize.net account

Authorize.net is the gateway that allows Farmigo to securely communicate with your merchant services processor. Ask your Merchant Services Provider to set up Authorize.net account.

Step 3:
Set up Customer Information Manager

If you want to allow your members to set up automatic payments for select payment plans, you will need to set up the Customer Information Manager (CIM) for your Authorize.net account.

Step 4:
Take Authorize.net out of test mode

Your technical advisor will send a $1 test payment to ensure your credit card processing is working properly. Before we do this, please take Authorize.net out of test mode.

Step 5:
Edit your payment form.

Customize your payment form with the payment icons you accept and any specific instructions.

CUSTOMIZE PAYMENT FORM

Step 6:
Put your API login ID &
Transaction Key into the dashboard.

In order for you to accept credit and debit card payments directly through your Farmigo system, we need the following information from Authorize.net account to integrate with your Farmigo system.

API login ID
Transaction Key

Step 6:
Email support@farmigo.com for a $1 test payment.

Send a message to support@farmigo.com and we will send a $1 test payment. Once we confirm that this payment was successful, you're ready to start accepting credit cards.

Who to Contact at PowerPay or Authorize.net

You may always email support@farmigo.com if you have any questions. Here is the best way to get your questions answered about you merchant services account:

PowerPay Inquiries

Kevin Pelkey
T: (877) 877-9077, ext. 1837
F: 207.228.6036
kpelkey@powerpay.biz

Account Services
(888) 888-4009, option 3
support@powerpay.biz

Technical Services (Open 24/7)
support@powerpay.biz
(888) 888-4009, option 4

Authorize.net Inquiries

Toll-Free Phone: 877-447-3938

Support Hours:
M–F: 5 AM – 5PM PST
(closed major holidays)